Our Consulting Division is there to assist you all facets of the construction project -Provide plan and cost analysis. -Observe the construction work and establish its level of completion. -Assess general conformance with the lender’s understanding of the scope of work. -Assess the adequacy of material and workmanship. -Assess the management, organization, and safety measures at the project site. -Verify conformance with the provisions of the construction loan agreement. -Verify the adequacy of the contractor’s application for payment. -Identify and report construction changes and potential and pending change orders. -Identify and report status of stored materials and if requested, materials off site. -Assess the conformance to the construction schedule. -Verify quality control measures by applicable agencies, architect and engineers, material testing laboratories, and qualified construction inspectors. -Assess adequacy of the labor on site, and possible union contract/strike hindrances. -If requested, evaluate sufficiency of funds remaining to complete the project. -Review the draw request for form, format and content. -Verify values against original budget and previous recommended disbursements. -Review the construction loan agreement to extract the construction budget and completion date. -Periodically refer to the construction loan agreement for disbursement procedures, change order procedures, and out of balance issues. -Periodically refer to drawings and specifications and compare to those available on site to verify similarity or identify changes. -Periodically check materials described in the plans and construction analysis against those encountered on site. -Periodically review the provisions of the construction contract against observed conditions and procedures during site visits. -Walk-around visual observation of the entire project. -Observation of the specific equipment, fixtures, and systems where funds are being requested in the draw. This may be done on an appropriate sample basis on large projects. -Verification of appropriate testing and inspection for work. -Recording of deficiencies. -Consideration of the general conformance with contract plans and specifications. -Consideration of the general adequacy of material and workmanship. -Consideration of the quality of the management, organization, and safety measures at construction site.